As an adopter it is totally your choice if you wish to insure your new family member for medical cover. We most certainly advise insurance is in place as anything can happen at any time, be it eating something they shouldnt to cutting a paw on a rusty nail when out and about.
You do not have to choose Petplan, you do not have to insure at all.... However this is a no obligation trial and at the least will create a buffer for the first 4 weeks your new family member is home with you.
Whether it is with Petplan or not